Bay Realty, a San Diego Real Estate Company

At Bay Realty we offer FREE San Diego Real Estate Listings and Foreclosure Listings! We are a California Real Estate Attorney owned and operated company specializing in residential and commercial real estate, foreclosures, loan modifications, short sales, and complex transactions. This page is updated daily with the most interesting properties posted in the last few days in the San Diego area. If you are an avid Real Estate Hunter, make us your homepage, and don't let that perfect property pass you by. If you know exactly what you are looking for, let us know and we will create a personal page for you, with a showcase of the latest properties matching your specifications, updated daily. Email us or call at (619) 721-3377 today!

Latest Real Estate News

2012 California Real Estate Trends, Real Estate Bottomed Out, Low Housing Inventory, Real Estate Recovery December 4th, 2012 2012 real estate trends across the nation, California, and San Diego. Continue reading

The Heart of a Home – The Importance of a Good Kitchen April 7th, 2012
The kitchen is one of the most popular rooms in the house, we spend time there not only nourishing ourselves, but also entertaining family and guests. However, entertaining family and friends is made easier when the kitchen is optimized to do so. But how much is the kitchen of your dreams? Continue reading

What is Loan to Value (LTV) Ratio? March 27th, 2012
The loan-to-value (LTV) ratio is a ratio of the first mortgage lien on the house (the "loan" you take out) to the total appraised value of the house. For example, if you want to purchase a home worth $100,000 and you borrow $80,000 then your LTV ratio is $80,000/$100,000 or 80% LTV. Continue reading

WSJ – “For the Costliest Homes, Foreclosure Comes Slowly” March 2nd, 2012
The reason why costlier homes take longer to foreclose may be in part due to the sophistication of the home owner (lawyering up/declaring bankruptcy, etc) and the bank's realization that the loss will hit them personally as they tend to keep larger loans in house, while smaller loans are bundled and sold off to different entities. Continue reading

Happy New Years Everyone! January 16th, 2012
With just a quick Google search we can find out a lot about how things work, for example we can find homes for sale, agents that seem friendly, even how the real estate transaction works, and a lot more. With so much information available at our fingertip it's easy to think that hiring a real estate agent is superfluous. However, real estate agents are professionals, they know the nuances of the market and they are under fiduaciary duty to you to do their best to negotiate the best terms for you in each transaction. In fact, they don't get paid until the transaction closes so they have an incentive to keep you happy so that you can possibly refer them business in the future. Additionally, the information about homes listed online is not necessarily up to date. In fact, some of the houses listed for sale online are no longer available or are pending, this is information which real estate agents have access to, which they can pass on to you. Continue reading

Your Credit Report December 13th, 2011
Why should you care about your credit score? In the US, your credit score, oftentime accompanied with proof of income, determines how much lenders are willing to lend you. The higher your score the less the bank can charge in interest. Therefore, having a good credit score helps determine whether you are a reliable borrower, and whether banks want to lend to you. This is important for those of us who do not intend or simply cannot buy everything cash. Even if you can buy everything cash, it's not a bad idea to have a good credit history. A good credit score will allow you access to loans when it comes to making big purchases such as the purchase of a car, or a home. Continue reading

Consumer Confidence Up December 9th, 2011
This month according to Reuters/University of Michigan consumer sentiment index has risen. With consumer confidence up, the economy growth could see a greater economic expansion in 2012 compared to 2011. Continue reading

Condominium/Apartments in San Diego December 5th, 2011
If you are young and single, your financial responsibilities are small, why not buy your own apartment? You can buy a San Diego condominium in the low 200s. With an apartment you don't have to worry about regular yard maintenance and pool upkeep, or even pay for gym membership if the complex you buy into provides you with one. Continue reading

Federal Housing Administration Limit Raised to $729,750 November 23rd, 2011
House and Senate voted and passed new legislation to raise the FHA loan limit Continue reading

‘Tis the Season to Be Jolly….Holiday Special – 25% Buyer Rebate! November 16th, 2011
Home buyers, listen up, the inventory of houses in San Diego County is right now is a great time to buy. To help you this Holiday Season 2011, we will give you a 25% Rebate of our Commission when you buy with us. Imagine all that you could do with all that extra cash! Whether you are buying a condominium, town home, or detached single family home we will attentively assist you with your purchase. Offer is valid from Nov. 16, 2011 to January 1st, 2012. Continue reading

Your San Diego Real Estate Service Provider

Bay Realty is a real estate service leader experienced in the following types of transactions:

  • Buyer's Broker - Real estate is one of the best investments you can make. At Bay Realty we understand that you will need the most skilled and experienced professionals to assist you. As an attorney owned real estate company we are confident we can help you find and purchase your perfect piece of Real Estate.

  • Seller's Broker - Planning to sell your home? At Bay Realty, we have the tools, techniques and strategies to sell your home successfully in this tough real estate market. We have the best online tools for marketting your house and contacts with some of the best mortgage brokers in the San Diego area to get those tough to get mortgages for your buyers.

  • First Time Home Buyer - Buying your first home is an emotional and a financial milestone. At Bay Realty we will assist you through the entire purchase experience. From assessing your finances and shopping around for a lender, to viewing homes, and throughout the execution of the Purchase Agreement, right up until the keys of your new home are in your hands. Bad credit? No credit? Don't wait for it to improve magically by it self, give us a call today for a free consultation, we can help.

  • San Diego Business Purchase - Looking to own your own business? You can purchase an existing, profitable, San Diego business and put your time and skills to work for you. At Bay Realty, we can assist you in locating the perfect business opportunity for you, refer you to the appropriate CPA to audit the business' accounting, incorporate the new business and so much more. We offer a full range of entrepreneur and business legal services, and being a small San Diego business our selves, we have the contacts in this town that can help you. Have questions or need help, just give us a call, even if it's not Real Estate related.

  • For Sale By Owner - If you have decided to sell your home by your self, at Bay Realty we may be able to assist you with our flat price package rates. Don't forget, once you find a buyer, you are only half way there, now comes the stack of paperwork you have to deal with to complete a standard real estate transaction. At attorney owned Bay Realty we can help. We offer an exclusive to San Diego are package for owner's trying to sell their own homes that cuts out the middle man but alleviates the strain of figuring out all the paperwork.

  • Foreclosures and Short Sales - The global recession hit the San Diego Real Estate market particularly hard. If you are underwater, and can't make your payments anymore at Bay Realty we offer free short sale consultations. We can assess your situation and recommend the best course of action. Often times, a short sale is a good course of action depending on your situation and long-term goals. But we can also offer loan modification and bankruptcy services, just give us a call today, don't wait until the last moment. We can help!

  • Legal Services - Our legal services include, but are not limited to the following services:
    • Commercial
      • Lease Negotiation/Re-negotiations
      • Zoning variances
      • Non-conforming Use Permits
      • Licenses and Business Permits
      • Property Management Services
    • Residential
      • Loan modifications
      • Short sales
      • Bankruptcy
      • Transaction review
      • Encumbrance assessment
    • Business Services
      • Limited Liability Company (LLC) Formation
      • Incorporation
      • Business Licensing and Registration

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